Most homes in Oak Creek come with character and a to-do list. This newly built 3-bedroom, 2-bath home offers the character without the projects. Completed in 2024, the home was finished with quality construction, thoughtful design, and low-maintenance living in mind, including SIP components from foundation to roof. SIPs are a high-performance panel system that helps support better insulation, comfort, and durability. The main level is warm and well designed with knotty wood cabinetry, quartz countertops, tile backsplash, stainless appliances, luxury vinyl plank flooring, vaulted ceilings, exposed beams, and a propane stove. A large kitchen island with bar seating opens to the living area, creating an inviting space for everyday living or entertaining. Two bedrooms, a full bathroom, and main-level laundry complete the main floor. Step outside to a spacious deck with mountain views and a setting overlooking the neighborhood park. Downstairs offers a private bedroom, full bathroom, generous storage, and a large one-car garage with a built-in workbench. The front yard is a clean slate, ready for native landscaping, garden beds, or a simple outdoor seating area. Located in the heart of Oak Creek, the home is close to local restaurants, trails, parks, the ice arena, and South Routt recreation. Enjoy easy access to Stagecoach Reservoir, the Flat Tops, Oak Creek Mountain Trails, and skiing in Steamboat Springs. A rare newer-build opportunity in Oak Creek without the wait. Come see why newer construction in Oak Creek is so hard to find. Schedule your showing and experience 404 Bell Ave for yourself.